YouTube Monetization in 2025: How to Get and Withdraw Your Earnings

YouTube has long ceased to be just a platform for watching videos. A large number of users create their own channels there and earn a lot of money. And the easiest way to make money on YouTube is to monetize the platform itself. In this article, we will tell you how YouTube monetization works in 2025 and how to withdraw money from this site.

YouTube monetization 2025: what you need to know

Monetization on YouTube has long been the most popular way to make money on the platform. This is not surprising. You don’t need to have a large number of subscribers or views to get your first profit. 

To be more precise, to connect an affiliate program on YouTube, you currently need to have 500 subscribers, 3 videos that have been released to the public in the last three months, and 3 thousand valid viewing hours. Besides, the latter can be replaced by three million Shorts views in the last 90 days.

Yes, at first, it won’t be about big earnings. But which advertisers will pay you for 500 subscribers? The answer is rhetorical. So YouTube monetization in 2025 remains one of the main ways to make money. Especially for beginner influencers.

How to withdraw money from YouTube: the main ways

Due to all the above, people are wondering how to get money from YouTube. After all, all the cents earned do not magically go straight to your card. They are first recorded on your personal account. We have collected for you the main ways to withdraw money from YouTube. 

The most popular way is to use AdSense. The advantages include stability and versatility of the method. Among the disadvantages is the ability to make a payment only once a month from the 21st to the 26th day of the month.

Also, in this case, you cannot use a partial withdrawal – the entire amount is debited from the account at once. Another problem is the currency; you cannot set the one that is more convenient for you. 

However, most beginners choose this method because of its simplicity. You just need to register for AdSense, add the details of the card to which you want to make a withdrawal, and that’s it. You will receive your payout every month. 

After that, you can make a withdrawal in a way convenient for you. Most users make a withdrawal to a card. You can also make a withdrawal to a cryptocurrency. The second method is a bit more complicated because it requires the involvement of corporate companies that cooperate with Google. However, you will get a better rate and, in some cases, a lower commission.

At the same time, the YouTube affiliate network is not the only way to monetize. There are several other networks on the Internet that offer payment for views of your videos. However, they are interested in the amount of possible traffic, so we are talking about big bloggers here. 

YouTube minimum withdrawal, limits, commissions, and possible difficulties

The first and the main difficulty of monetizing YouTube channels is the actual connection. 

After all, it is not enough to collect the required number of subscribers and views – the platform actively selects influencers and checks the content. If the moderators consider your content to be non-compliant with the rules, it will be impossible to connect monetization. And if the platform thinks that subscribers and views have been faked, the channel may be deleted altogether.

The second important point to consider is commissions. The first commission is taken directly by the platform as an affiliate network. Also, for withdrawals, creators pay a commission to the payment system – a bank or agents (in the case of withdrawals to crypto). 

This point is extremely important especially for beginners. After all, it doesn’t make much sense to withdraw 100 bucks from your account (although you can physically do it). Because the commission will eat up most of your income.

How to get money from YouTube: the best payment systems and their terms

As we’ve already mentioned, the most popular way to withdraw funds from YouTube is to use bank cards. Currently, you can make withdrawals to most bank accounts that are linked to SWIFT (which is most banks in Ukraine).

For example, Privatbank promises instant crediting of funds without any limits (in accordance with the current legislation, of course). The bank also promises no correspondent bank fees. 

Monobank’s conditions are also quite simple. The minimum withdrawal amount is $100. Google doesn’t charge a fee for sending, and Monobank credits payments for free.

Of course, there are other banks that also accept payments from YouTube. However, it is better to find out about their conditions directly on the banks’ websites or from operators. 

Where to withdraw money from YouTube and what mistakes to avoid

In fact, the answer to this question is quite simple – you need to withdraw money to the place where you will be able to use it. If you choose a bank, it is better to find out about the conditions and limits first. In most cases, there is no limit on the withdrawal itself. But if you are talking about large sums, the state may ask where you get the money from.

To prevent this from happening, you need to legalize the receipt of funds, register as a sole proprietor and pay tax. And then you won’t have any problems with withdrawing and using funds.